National City Market Report

National City is one of the most affordable cities in San Diego County and one of the closest to downtown. Its homes range from early 1900s bungalows to condos and small multi-unit properties, which makes the monthly median swing more than most. Here is what September's closed sales tell us.

Each month, we review the latest closed sales for National City and explain what those numbers mean for buyers and sellers. A citywide median is a starting point, not the whole story. Recent sales of homes like yours give the more specific picture, and we're always glad to pull them.

Older homes with front porches on a palm-lined street

National City · Detached + Attached Homes

October 2026 Market Update

Based on September 2026 closed sales · Published October 2026

Team Ratcliffe's Take

Up 4.3% from a year ago at $730,000, after August's record high.

The September median was $730,000, up from $700,000 last September. It eased from August's $787,500, the highest month in this data going back to 2021.

September 2026 Closed Sales

Median Sales Price

National City · Detached and attached homes combined

September Median Price

$730,000

↑ 4.3% vs. September 2025

Change From August

↓ 7.3%

August median $787,500

12-Month High

$787,500

August 2026

12-Month Low

$559,500

March 2026

2026 Average to Date

about $683,000

↓ 2.1% vs. same months of 2025

September 2025

$700,000

Same month last year

Since September 2021

↑ 14.1%

From $640,000

Highest Since 2021

$787,500

August 2026

The past 12 months show how much this market moves: the median ranged from $559,500 in March 2026 to $787,500 in August 2026. Since April it has stayed between $675,000 and $787,500.

Across the first nine months of 2026 the monthly median averages about $683,000, down 2.1% from the same months of 2025, mostly because of a soft first quarter. Compared with September 2021, the median is up 14.1%.

For Buyers

National City is still one of the few places near downtown where a single-family home fits many first-time budgets. Older homes vary a lot, so inspections matter more here than the median does.

For Sellers

Recent months support solid pricing, but buyers here are budget-conscious. Homes that are clean, well-priced and free of surprises in the inspection are the ones that move.

A waterfront park with picnic tables and a pier at sunset

Since 2021

Price Trend

$500K $600K $700K $800K 2021 2022 2023 2024 2025 2026 September 2021: $640,000 September 2022: $580,000 September 2023: $652,500 September 2024: $743,000 September 2025: $700,000 September 2026: $730,000 $730,000
Monthly median sales price in National City, January 2021 to September 2026. Gold circles mark each September; the filled circle is September 2026. Swipe right for earlier years.

Looking Ahead

Next update: November 2026

Each month's report covers the month before it, because closed sales take a few weeks to be recorded. The November 2026 update will cover October's closed sales and show how National City heads into the slower holiday stretch.


Have a Question About Your Home?

Find out where your home fits.

A median covers every kind of home in National City at once. If you'd like to see the recent sales that apply to your home, or to a home you're thinking about buying, we're glad to pull them for you.

Pamela Ratcliffe · Team Ratcliffe · Coldwell Banker West
DRE #01152227 · 619.981.5606 · pam@teamratcliffe.com

Contact Team Ratcliffe

Data source: California Regional Multiple Listing Service, Inc. (CRMLS) via InfoSparks, © 2026 ShowingTime Plus, LLC. This October 2026 report is based on September 2026 closed sales, pulled October 28, 2026 for National City, property type Residential, so detached and attached homes are counted together. Median sales price is based on closed sales. The year-to-date average is a simple average of monthly medians, not the median of every sale. Monthly medians can move sharply when few homes sell. This report is provided for information only and is not financial, legal or tax advice. Each office is independently owned and operated. Equal Housing Opportunity.